Settings

Escalates: a first purchase of €1,000 or more gets at least a soft check, and a soft check escalates to a full hold if the destination has never been seen before or there's already been a declined attempt.

Reproduces the model's own tier exactly, with no adjustment. This is the default.

Relaxes: a soft check on a transfer under €500 with no declined attempts clears automatically. Never lowers a full hold.